Bankruptcy – Chapter 7
Get a Fresh Start to Debt Relief
If you’re struggling with overwhelming debt, an experienced Bankruptcy Chapter 7 Attorney can help you regain financial control. Christopher A. Doty has extensive experience guiding Ocala residents through the Chapter 7 bankruptcy process, helping them eliminate debt and achieve a fresh start.
Filing for bankruptcy can feel intimidating, but Chapter 7 offers a viable solution to end financial stress and get back on track. At the Law Offices of Christopher A. Doty, PA, we provide compassionate, personalized legal guidance to protect your financial interests. As your Chapter 7 Bankruptcy Attorney, I will work to help you retain important assets and navigate the process with confidence.
Take the first step toward financial relief—call today for a free consultation and explore your options under Chapter 7 bankruptcy.
Let us help you put an end to harrassing calls from debt collectors and get your life back on track!
Will Creditors Stop Calling if I File for Bankruptcy?
Being in debt can feel overwhelming, especially when creditors call constantly to collect payments. Bankruptcy may be a practical solution to help you regain financial stability and eliminate debt. Once you file for bankruptcy, those persistent creditor calls should stop right away. However, you may still receive some calls even after declaring bankruptcy.
What are Some Advantages in Filing Chapter 7 Bankruptcy and How do the Proceedings Work?
Chapter 7 bankruptcies are very common filings in the United States as well as Florida. Unlike Chapter 13 bankruptcies, a Chapter 7 does not involve any type of repayment plan. A Chapter 7 does not involve a reorganization or continuation of a business. The majority of Chapter 7 filings are completed with-in 3 months of the filing date. If you have a minimal amount of disposable income after paying your monthly expenses, there is a good chance you are eligible to file Chapter 7 Bankruptcy.
Which of my assets can be protected under Chapter 7 Bankruptcy?
One of the positives of filing a Chapter 7 bankruptcy is that some types of debt can be forgiven. These can include, credit card debt, medical bills, certain loans, and foreclosures of homes. Some debts are not forgiven, including student loans, alimony and child support obligations. Court penalties and fines are also excluded.
There are also certain exemptions and methods to protect a family home or vehicle. However, you may be required to agree to any existing financing terms, such as with a car loan. If you are current on your mortgage, you may be able to enter into a modified agreement with your mortgage provider.
Did you know…
A successful bankruptcy proceeding will remain on your credit report for 10 years, but in 18 months, you can begin to establish a strong credit rating. In fact, many people have had greater success fixing their credit through bankruptcy and by starting over fresh as opposed to working on their credit outside of bankruptcy.
Why should you consult with Christopher Alan Doty, a dedicated Chapter 7 Bankruptcy attorney?
I pride myself in looking after the needs of ordinary people in Central Florida who work hard and deserve a second chance and fresh start. Hiring a professional and well-prepared lawyer is a crucial decision on the outcome of your future. I have studied Bankruptcy law extensively and have exceeded my client’s expectations on all levels. I offer personalized service and have made it my mission to “FIGHT 4 FAMILIES” throughout Ocala and the surrounding area. As a former United States Marine, it is my honor to continue to serve and protect your rights. I look forward to meeting with you and discussing your case. Sincerely, Christopher Alan Doty, Esq.
See What Our Clients are Saying
Christopher Doty helped our family when we needed it most! Grateful for his hard work.
Takes care of their people! Grateful for Christopher and his team.
Let Us Know How We Can Help You
The Law Offices of Christopher Alan Doty, P.A.
proudly offers services in the following areas:
Ocala
Dunnellon
Summerfield
McIntosh
Marion Oaks
Inverness
Beverly HIlls
Sugarmill Woods
Orlando
Belleview
Silver Springs
Oxford
Reddick
Fort McCoy
Crystal River
Lecanto
Black Diamond
Tampa
The Villages
Lady Lake
Weirsdale
Top of the World
Candler Hills
Homosassa Springs
Hernando
Citrus Hills
Jacksonville