Bankruptcy Chapter 7 Ocala
Christopher A Doty, a trusted Chapter 7 bankruptcy attorney in Ocala, Florida, is committed to providing compassionate and personalized legal guidance to our clients. We genuinely understand the immense value that your financial and personal assets hold for you and your family’s well-being. Safeguarding your financial interests can be challenging without the support of an experienced Chapter 7 Bankruptcy Attorney. For more than a decade, we have been assisting individuals like yourself in Ocala, Florida, and the surrounding Central Florida areas. Although many perceive chapter 7 bankruptcy as a negative event, it actually offers an opportunity for a fresh start, allowing you to overcome your financial struggles. Contrary to initial assumptions, the process is not as overwhelming as it may seem, and there are viable options to retain possession of specific property items. Take a proactive step towards securing a positive financial future, and reach out to us today to determine if bankruptcy is the right choice for you.
When you need of a Fresh Start Chapter 7 Bankruptcy may be the right decision
What is a Chapter 7 discharge?
A Chapter 7 discharge means that a court order releases the debtor of a specific debt. It also means that the creditor is not allowed to pursue that debt.
How does chapter 7 bankruptcy proceedings work?
Many bankruptcy’s in the United States and Florida are brought under Chapter 7. Unlike Chapter 13 bankruptcies, a Chapter 7 does not involve any type of repayment plan. A Chapter 7 does not involve a reorganization or continuation of a business. The majority of Chapter 7 fillings are completed with-in 3 months of the filling date. If you have a minimal amount of disposable income after paying your monthly expenses, there is a good chance you are eligible to file Chapter 7 bankruptcy.
Questions to ask of your Chapter 7 Attorney?
Some of the first questions for a Chapter 7 bankruptcy lawyer is what assets they can be protected, and which types of debt can be forgiven. In general, credit card, medical bills, certain loans, and foreclosures of homes can be forgiven. Some debts are not forgiven, including student loans, and alimony and child support obligations. Court penalties and fines are also excluded.
There are also certain exemptions and methods to protect a family home or vehicle. Although you may be required to agree to any existing financing terms, such as a car loan. Or in the case of a home, you will need to be current on your mortgage or enter into a modified agreement with your mortgage provider.
Why should you consult with Chris Alan Doty, P.A. a dedicated Chapter 7 Bankruptcy Attorney?
We pride ourselves in looking after the needs of ordinary people in Central Florida who work hard and deserve a second chance and fresh start. Hiring a professional and well-prepared lawyer is a crucial decision on the outcome of your future. I have studied Bankruptcy law extensively and have exceeded my client’s expectations on all levels. I offer personalized service and have made it my mission to “FIGHT 4 FAMILIES” throughout Ocala and surrounding areas. As a former United States Marine, it is my honor to continue to serve and protect your rights.
I look forward to meeting with you and discussing your case.
Sincerely,
Christopher Alan Doty, Esq.
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BEST. LAWYER. EVER. This man knows what he is doing. Him and his Para-Legal are the best team. Awesome duo! He is also a Straight-forward no bullcrap kind of guy. You want him on your side. I cannot express my gratitude enough!
Takes care of their people! Grateful for Christopher and his team.
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